American General Financial Services

Merchant Solutions

Focusing on your merchant needs, providing you with first-rate service.

Revolving retail solutions

The solution for merchants who need add-on purchase power for repeat customers

Whether you are a small local dealer or a large regional or national retailer, American General Financial Services has the financing program to meet your needs.

American Dream

Designed for small- to medium-sized retailers, our American Dream revolving finance program helps thousands of dealers across the country take advantage of financing from AGFS. These plans are geared to what today's customers want - fast, easy ways to pay for merchandise that dreams are made of. It gives local merchants the promotional payment options they need to compete with other companies offering similar products or services.

Application processing and funding

AGFS offers retailers a wide range of options for processing applications and funding, including:

  • Automated systems for fast credit decisions and transaction processing
  • Immediate access to accounts for authorizations
  • Electronic settlement via automated clearing house within 48 hours
  • Detailed daily settlement notices
  • Ability to fund centrally or at each individual store

Promotional payment options

AGFS offers promotional payment options you can use individually or in combination to drive business into your store and to help you gain competitive advantage, including:

  • Same-as-cash
  • Deferred payments

To talk with an AGFS representative and receive a proposal geared to your own particular challenges and opportunities, give us a call at (800) 599-2347 or complete our online request form.