American General Financial Services

About Us

Where the best get to work

Benefits

Health & welfare

Medical benefits become effective on first day of employment.

Medical benefits

Depending on where you live, AIG offers you a choice of three types of medical coverage for you and your dependents on a pre-tax basis. A Preferred Provider Organization (PPO), an Exclusive Provider Organization (EPO) and a Health Maintenance Organization (HMO). The plans provide benefits with a very large network of providers including prescription drugs. The main difference between the PPO, EPO and HMO is who provides your care and how much you pay out of pocket for that care.

Dental benefits

Depending on where you live you can choose from two dental care coverage options for you and your dependents, which the employee pays for on a pre-tax basis.

Vision benefits

Vision care services include eye examinations, glasses or contacts, and Lasik discounts. You can choose from two coverage options for you and your dependents.

Retirement & savings

Steps you take today may help you enhance your retirement. AIG offers retirement and savings plans to help you prepare for retirement.

Retirement plan

AIG maintains a pension plan to supplement your Social Security benefits and personal savings. The company pays the full cost of this plan.

AIG incentive savings plan 401(k)

American General Financial Services offers an incentive savings plan (401(k)) to all salaried, exempt and nonexempt employees working 20 hours or more per week, who are age 18 or over, and scheduled to work at least 1,000 hours during the calendar year. Employees are eligible to join the plan on January 1st or July 1st following the first day of active work, and attainment of age 18.

You can save from 1% to 50% of pay on a pre-tax basis, invest in a variety of funds, and enjoy tax-advantaged account growth with the 401(k) plan. The company match (up to 6% of your contribution) is based on your years of service as follows:

  • Less than 5 years: 33% match
  • 5 to 9 years: 75% match
  • 10 years or more: 116.667% match

Time off

Holidays We provide 10 paid holidays each year. For 2009, there are six standard holidays and four discretionary days in most AGFS locations.

Vacations Regular full-time employees earn vacation depending on date of hire.

Other benefits

In-house training The Learning Center has personal development opportunities via web-based training on the Global eLearning Center and continuing education programs for Evansville-based employees.

Talent search awards (Employee Referral Program) The company provides an employee referral award program, Talent Search, which provides monetary awards encouraging employees to refer qualified job applicants to the company for employment.

Tuition assistance The Tuition Reimbursement Program is a great way for employees to seek educational opportunities and be reimbursed for job-related classes.

Matching gifts program The company will match dollar-for-dollar contributions by eligible donors and/or their spouses to qualified institutions that qualify as tax-exempt organizations for federal income tax purposes under section 501(c)(3) of the Internal Revenue Code.

Basic life AIG provides each employee with coverage equal to one times their annual base pay, the minimum coverage is $50,000. Maximum coverage is $250,000.

Supplemental life Employees can buy additional life insurance at group rates for themselves, up to four times their base pay, employees can also buy coverage for eligible dependents.

Family accident insurance Employees can buy accident insurance that pays a benefit for accidental loss of life, speech, sight, hearing, or limb.

Health Advisory Program (HAP) This plan provides, at no cost, two confidential counseling sessions per situation, per calendar year for employees and their family members.

Job posting program This program offers opportunities for internal career advancement through the internal job posting program. The job posting program advertises openings to employees so that they may have first opportunity to apply for open positions within the company.

Reimbursement accounts AIG offers a pre-tax Health Care Reimbursement Account and a Dependent Care Reimbursement Account during our annual benefit enrollment.

Short-term disability (company paid) If an employee is disabled and cannot work for five consecutive work days, upon the sixth work day of absence the employee may become eligible for short-term disability pay. The short-term disability plan provides partial or full pay for up to 25 weeks, depending on an employee's length of service with the company.

Long-term disability (employee paid) If an employee cannot work because of a serious illness or injury that lasts more than six months, the long-term disability plan is designed to replace a portion of income, offset by other benefits the employee may receive.

Business travel accident insurance (company paid) This coverage provides up to five times the employees' annual base pay for the accidental loss of life, speech, sight, hearing, or limb while traveling on company business.

Adoption assistance program This plan provides reimbursement to eligible employees for expenses incurred during an adoption process. The program offers reimbursement of up to $7,500 per eligible child for qualified expenses. Reimbursements are limited to a lifetime maximum of $15,000 and two adoptions per employee.

StepUP The company is committed to employee involvement in the communities in which it operates. StepUP is the company's initiative to encourage employees to volunteer with children and young people in their communities.

College coach This is an employer sponsored college-counseling service. The college coach benefits employees and their families by guiding them through important educational challenges, including selecting, applying for and financing college.

Employee discount program As part of AIG, American General Financial Services employees have access to an employee discount program. This includes thousands of discounts, ranging from computer purchases, cell phone services, and vacation plans, etc.

Identity theft insurance This plan provides for personal Internet and identity coverage, free of charge to the employee in the event their identity is stolen while an employee of AGFS.

Business casual dress

American General Financial Services has a company-wide business casual dress policy. Employees should always be well-groomed, present a professional appearance, and dress in appropriate business casual attire while representing the company.